SME CREDIT RISK ANALYST (M/F) - Casablanca

Company :

With its universal banking model, its pan-African dimension, the complementarity of its businesses and its solid expertise, the Attijariwafa bank Group is a key player in the financial sector in Morocco and Africa.

Attijariwafa bank has, for over a century, reinvented itself by diversifying its businesses, renewing its offers, and adapting its organizations to meet its ambition of becoming the leading relationship bank.

The Attijariwafa bank Group currently supports nearly 10.2 million individual, professional, business, and institutional clients and mobilizes 20,602 employees in 25 countries in Africa, Europe, and the Middle East.

As the leading financier of the national economy, the top collector of savings, and the primary player in electronic payments in Morocco, the Attijariwafa bank Group's various performances confirm its strategic choices and position it as the undisputed leader in the national banking and financial sector.

The Group is a leading banking and financial player at the regional level and has the largest branch network in Africa with over 5,265 bank branches.
 

Discover the testimony of Loubna Derkaoui, Head of Recruitment, Partnerships, and Employer Branding at Attijariwafa Bank in Challenge Maroc magazine by clicking here: https://bit.ly/4cWbtuQ

Company culture :

Attijariwafa bank operates within a predominantly collaborative culture, placing people, trust, and teamwork at the heart of its organization. The bank promotes close and supportive management, fostering accountability, development, and strong professional relationships. This human-centered approach is balanced by a strong performance-driven mindset, emphasizing ambition, continuous improvement, and customer focus. It also embraces innovation, supported by structured processes that ensure reliability, efficiency, and operational excellence.

Job :

As part of our business development, we are looking for a dynamic and motivated SME (Small and Medium-sized Enterprise) Credit Risk Analyst. If you meet these criteria and wish to grow in a stimulating environment, then this opportunity is for you.

Your mission:

As an SME Credit Risk Analyst, you will report to the Global Risk Management Department.

Your responsibilities will include:

• Analyzing the counterparty risk of financing requests from SMEs originating from commercial entities to aid decision-making.
• Collecting and completing the necessary information to evaluate financing requests.
• Assessing the risks of each credit request, preparing summary notes, and formulating an reasoned opinion.
• Establishing, within the allotted time, the minutes of credit committee decisions, ensuring perfect alignment with the terms of the agreement.
• Periodically analyzing customers in default, monitoring the regularization of overdue payments, and the progress of the Watch List.
• Monitoring and leading actions for the renewal of rating files and the securing of guarantees.
 

Required profile :

Profile sought:

• Master's degree (Bac+5), Business School or University, specializing in Finance or Management. You are a recent graduate or have initial experience, ideally in a financial environment.
• You have an analytical mind and are rigorous.
• You have a strong command of financial analysis and accounting statements.
• You are dynamic, autonomous, and a team player.

Why join us?

• Join a market-leading Group focused on people and innovation, and certified Top Employer for 4 consecutive years.
• Benefit from a stimulating work environment with numerous professional development opportunities.
• Enjoy competitive benefits (attractive compensation, continuous training, etc.).

Send us your CV, we look forward to discovering your profile!

Head office address :

Desired personality traits :

Will to persuade Conventional Flexibility Involvement at work