VSE Portfolio Manager - Mohammédia

Company :

With over 30 years of experience, the Arrawaj Foundation is a major economic and social player in the microfinance sector. 

Based in Morocco and with over 2,000 employees spread across more than 260 branches and 15 regions, the Arrawaj Foundation is proud to contribute to the financial inclusion of project leaders and micro-entrepreneurs excluded from traditional financing channels by offering them diversified, local, adapted, and innovative products and services.

The success of our institution is based on a foundation of core values that inspire the actions of all our employees and guide our relationships with stakeholders:

• Commitment: We are determined together to see things through.
• Respect: To better appreciate each other.
• Ethics: The foundation of our conduct.
• Responsibility: A sense of duty at the heart of our mission.

Join us soon, give your career a boost! What we offer you: 

• A fair career development policy focused on skills with personalized support.
• Tailor-made training to develop your skills, both within our "Talent Academy" center, our E-learning platform, or through recognized excellence partners.
• A fair and competitive remuneration policy, centered on individual and collective performance.
• Multi-dimensional social coverage covering life's uncertainties and securing your future and that of your children.
• A friendly and stimulating work environment focused on recognizing initiative. 

Discover the testimony of Ali Waâli, Director of Human Capital at the Arrawaj Foundation in Challenge Maroc magazine by clicking here: https://bit.ly/42DX8OY

Company culture :

Fondation Arrawaj features a culture primarily shaped by innovation, promoting creativity, agility and experimentation to drive impact and transformation. This orientation is strengthened by a competitive dimension, reflecting a strong focus on performance and results. Collaboration and organizational structure further contribute to the overall balance by supporting teamwork, accountability and structured ways of working. The environment appeals to autonomous, committed profiles who thrive in dynamic and evolving contexts.

Job :

As part of its development, the ARRAWAJ Foundation is recruiting VSE Portfolio Managers (M/F) at our Rabat branches.

As a "VSE Portfolio Manager", your main responsibilities will be:

- Develop and manage a portfolio of VSE clients:

Prospect for new VSE clients, retain existing VSE clients, and provide close support.

- Market products and services for the VSE segment:

Identify the needs of VSEs, advise VSE clients, and propose suitable financial and non-financial solutions.

- Analyze credit files and assess risks:

Study the financial situation of VSEs, verify information, assess guarantees, and prepare files in accordance with procedures.
- Ensure portfolio follow-up, recovery, and quality:

Monitor repayments, prevent non-payment risks, and monitor performance indicators.
- Respect procedures and report on activities:

Apply internal rules, produce reports (CRM, visits, prospecting, results), and contribute to improving practices.

- Act as a liaison between the field, clients, and the branch:

Relay VSE needs, share field information, and represent the institution's image to the VSE segment.

Required profile :

• Holder of a Bac+3 (Bachelor's degree) or higher in Accounting, Finance, Business, or Management.
• Recent graduate or with successful prior experience as a sales representative.
• Dynamic, with good interpersonal skills and a strong taste for challenges.
• Good resistance to pressure and stress.
• Proactive and initiative-taking.
• Good adaptability.
• Ability to build rapport with clients.

Head office address :

Desired personality traits :

Conventional Respect of the rules Rationalism Flexibility Involvement at work Organization