Account Manager - Casablanca

Company :

Bank Assafa is a 100% Moroccan banking institution specialized in participatory finance, which was established in July 2017 following the validation by the Committee of Credit Institutions of the creation of five participatory banks.

Its main purpose is to offer a range of ethical banking products and services, in line with the directives of the Superior Council of Ulema, and adapted to the best standards and norms, based on its 5 core values: trust, integrity, dedication, innovation, and purity.

As a pioneer in the market, with Dar Assafaa present in the alternative finance market since 2010, employees have been able to develop business expertise and in-depth knowledge of the needs and aspirations of Moroccans.

Bank Assafa currently has a large network of over 40 branches throughout Morocco, with a workforce of over 330 employees.

Join a team of professionals, driven by our Bank's values, who are working hard to develop a participatory banking business in a constantly changing environment, marked by tough competition.

Company culture :

Bank Assafa operates within a predominantly performance- and competition-driven culture, where ambition, challenge, and the achievement of measurable objectives are key success drivers. The bank promotes self-improvement, results orientation, and a strong customer focus. This environment is supported by solid organizational practices that ensure efficiency, structure, and reliability. It is complemented by an openness to innovation and a balanced collaborative dimension, contributing to overall performance.

Job :

Join a renowned bank, at the heart of the dynamic participatory banking sector, as an Account Manager. You will join a passionate team and actively contribute to the growth of the company's client portfolio.

Your main goal will be to develop and manage a portfolio of business clients. You will support these companies in their financing projects, offering them solutions tailored to their needs. You will also need to retain your client portfolio by maintaining a close and trusting relationship.

Your daily tasks will include:

- Daily management of your business client portfolio, adopting a relationship profitability approach.

- Developing your portfolio based on a commercial action plan agreed jointly with the business market manager and approved by the commercial director.

- Regularly monitoring and controlling the profitability and commercial performance of your portfolio.

- Structuring financing applications.

- Centralizing and monitoring risks for the overall business portfolio under your charge.

- Ensuring counterparty risk monitoring.

- Maintaining the bank's good brand image.

- Managing partnerships with large companies, SMEs, and VSEs.

- Promoting and developing the Safa akar mihani product and structuring related applications.

Required profile :

The ideal candidate holds a Master's degree (Bac +5) or higher, with a specialization in Banking/Finance Professions.

Significant experience of 5 to 10 years in managing a portfolio of business clients is essential. In-depth knowledge of the Banking/Finance sector.

Knowledge of participatory finance will be an asset.

Key knowledge required:

- Banking regulations,
- Business valuation and risk analysis,
- Analysis of businesses' financing/investment needs,
- Product/service catalog and pricing,

Skills sought:

- Listening, communication, ability to persuade,
- Dynamism, commercial sense, initiative in implementing commercial actions,
- Risk-taking, focus on profitability,
- Negotiation, sales,
- Facilitation, conflict management, teamwork.

If this exciting position within a leading bank matches your aspirations, and if your profile meets the requirements described, do not hesitate to apply as soon as possible using the "Send my CV to the recruiter" button.

Head office address :

Desired personality traits :

Will to persuade Need for action Team work Ambition Conventional Flexibility Involvement at work Organization