Group Agency Controller (M/F) - Tout le maroc

Company :

With over 30 years of experience, the Arrawaj Foundation is a major economic and social player in the microfinance sector. 

Based in Morocco and with over 2,000 employees spread across more than 260 branches and 15 regions, the Arrawaj Foundation is proud to contribute to the financial inclusion of project leaders and micro-entrepreneurs excluded from traditional financing channels by offering them diversified, accessible, adapted, and innovative products and services.

The success of our institution is based on a foundation of core values that inspire the actions of all our employees and guide our relationships with stakeholders:

• Commitment: We are determined together to see things through.
• Respect: To better appreciate each other
• Ethics: The foundation of our conduct
• Responsibility: A sense of duty at the heart of our mission

Join us soon, give your career a boost! What we offer you: 

• A fair career development policy focused on skills with personalized support.
• Tailor-made training to develop your skills both within our "Talent Academy" center, E-learning Platform, or through recognized excellence partners.
• A fair and competitive compensation policy, focused on individual and collective performance.
• Multi-dimensional social coverage protecting against life's uncertainties and ensuring your future and that of your children.
• A friendly and stimulating work environment, focused on recognizing initiatives. 

Discover the testimonial of Ali Waâli, Director of Human Capital of the Arrawaj Foundation in Challenge Maroc magazine by clicking here: https://bit.ly/42DX8OY

Company culture :

Fondation Arrawaj features a culture primarily shaped by innovation, promoting creativity, agility and experimentation to drive impact and transformation. This orientation is strengthened by a competitive dimension, reflecting a strong focus on performance and results. Collaboration and organizational structure further contribute to the overall balance by supporting teamwork, accountability and structured ways of working. The environment appeals to autonomous, committed profiles who thrive in dynamic and evolving contexts.

Job :

Managing the permanent control system across the group of agencies

• Deploy and coordinate the permanent control plan across all group agencies.
• Ensure the quality and regularity of controls carried out in each agency.
• Identify common risks and propose cross-functional mitigation plans.
• Synthesize control results and report anomalies to the regional/head office permanent controller.
• Anticipate fraud and develop detection mechanisms.

Compliance and analysis of credit files

• Supervise the compliance of credit files before and after disbursement across the entire group.
• Support agency controllers in verifying and handling detected anomalies.

Strengthening internal control and adherence to procedures

• Ensure the harmonized implementation of management rules, internal procedures, and regulatory standards.
• Alert on any observed shortcomings or deviations and propose corrective actions.
• Monitor the effective implementation of recommendations from previous audits and controls.

Reporting and communication with management

• Prepare periodic control reports for the group of agencies.
• Present major findings, risk trends, and areas for improvement.
• Contribute to fostering a culture of excellence, rigor, and transparency within the group.

Required profile :

• Education: Bachelor's degree (Bac +3) or higher, specialized in management, accounting, finance, or audit.
• Training in regulations, compliance, and internal control is a plus.
• Additional training desired in risk management, team management, or performance management.
• In-depth knowledge of agency operations and microfinance products.
• Proficiency in credit granting and monitoring processes.
• Ability to plan and manage control activities across multiple agencies simultaneously.
• Aptitude for analyzing risk indicators and deriving areas for improvement.
• Critical thinking and rigor in handling anomalies.
• Strong organizational skills, ability to manage priorities, and adapt to urgent field needs.
• High sense of responsibility and reliability.
• Analytical and forward-thinking mindset.
• Neutrality, integrity, and diplomacy in conducting controls.
• Availability, autonomy, and geographical mobility.

Head office address :

Desired personality traits :

Conventional Will to persuade Rationalism Flexibility Need for reflection Involvement at work Organization