Acting in complementarity and partnership with affiliated banks to bring them its expertise and guarantee, Finéa, a subsidiary of the CDG group, is an establishment that aims to facilitate access for companies, particularly SMEs, to financing and public and/or private procurement.
To strengthen its involvement with SMEs and consolidate its position as a major player in Morocco's economic development, Finéa has adopted a 2027-2030 development plan aimed at making its dual mission of financing SMEs more impactful and becoming a benchmark in SME financing and public procurement.
Finéa is headquartered in Casablanca and operates through 8 branches in cities across the kingdom: Casa Nord, Casa Sud, Rabat, Marrakech, Agadir, Fès, Tangier, and Oujda.
Job :
Reporting to the Grand Casablanca Network Director, your main responsibilities will be:
Commercial Animation
Participate in the development of the commercial strategy;
Implement the branch's commercial plan and ensure its follow-up;
Ensure consistency between promotional or prospecting actions and the achievement of set objectives;
Oversee client management in collaboration with business centers and partner banks;
Gather the needs of important clients and promote Finéa's products to them;
Monitor the relevance and effectiveness of prospecting actions carried out;
Ensure the allocation of portfolios to business managers/management officers;
Lead the branch teams and monitor the progress of files and portfolios;
Propose and manage commercial, marketing, and communication actions in collaboration with relevant departments.
Manage commercial achievements
Ensure the achievement of objectives set for the branch within the framework of the LOC (Commercial Orientation Letter);
Implement the necessary dashboards for monitoring commercial achievements;
Monitor the achievement of objectives and alert the team in case of deviation;
Oversee the use of credit lines for major clients;
Monitor client portfolio renewals and track the attrition rate.
Risk Anticipation and Monitoring
Ensure the analysis of financing files and verify their compliance;
Perform first-level control of operations handled by the management/business managers;
Ensure the submission of quality files;
Ensure compliance with audit procedures.
Administrative and Logistics Management:
Ensure administrative operations handled at the branch are carried out;
Act as an interface with service providers in coordination with headquarters and in compliance with current procedures;
Ensure the proper functioning of the logistical and IT resources assigned to the branch and monitor supply stocks;
Oversee the general maintenance and upkeep of the branch;
Ensure efficient management of document filing and archiving in accordance with current procedures;
Ensure the security of assets and people at the branch;
Ensure document filing and archiving at the branch in accordance with current procedures.
Management and Leadership of the Entity:
Provide and analyze branch activity reporting;
Lead and advise the branch team and contribute to their skills development;
Participate in monthly commercial meetings and the credit committee;
Ensure continuous improvement of the branch's service quality.
Required profile :
·Master's degree (Bac+5) in Management / Finance;
·Minimum 7 years of experience in a similar role in the banking sector;
·Knowledge of banking products;
Knowledge and mastery of public markets would be an asset;
·Commercial management;
·Mastery of commercial animation techniques;
·Mastery of customer relationship management;
·Organizational skills and ability to manage priorities.
Good managerial aptitude.
Head office address :
105 Boulevard Abdelmoumen 20250 Casablanca
Desired personality traits :
Will to persuade
Conventional
Flexibility
Involvement at work
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