SME CREDIT RISK ANALYST (M/F) - Casablanca

Company :

With its universal banking model, its pan-African dimension, the complementarity of its businesses, and its strong expertise, the Attijariwafa bank group is a key player in the financial sector in Morocco and Africa.

For over a century, Attijariwafa bank has reinvented itself by diversifying its businesses, renewing its offers, and adapting its organizations to meet its ambition of becoming the leading relationship bank.

The Attijariwafa bank Group currently supports nearly 12 million individual, professional, business, and institutional clients and employs 22,000 employees in 27 countries in Africa, Europe, and the Middle East.

As the leading financier of the national economy, the primary collector of savings, and the main player in electronic payments in Morocco, the Attijariwafa bank Group's various performances reinforce its strategic choices and position it as the undisputed leader in the national banking and financial sector.

The Group is a leading banking and financial player in the region and has the largest branch network in Africa with over 7417 bank branches.
 

Company culture :

Attijariwafa bank operates within a predominantly collaborative culture, placing people, trust, and teamwork at the heart of its organization. The bank promotes close and supportive management, fostering accountability, development, and strong professional relationships. This human-centered approach is balanced by a strong performance-driven mindset, emphasizing ambition, continuous improvement, and customer focus. It also embraces innovation, supported by structured processes that ensure reliability, efficiency, and operational excellence.

Job :

As part of our business development, we are looking for a dynamic and motivated SME Credit Risk Analyst (Small and Medium-sized Enterprise). If you meet these criteria and wish to grow in a stimulating environment, then this opportunity is for you. 

Your mission:

As an SME Credit Risk Analyst, you will report to the Global Risk Management Department.

Your responsibilities will include:

• Analyzing the counterparty risk of financing requests from SMEs from commercial entities to aid decision-making.
• Collecting and completing the necessary information to evaluate financing requests.
• Assessing the risks of each credit request, preparing summary notes, and formulating an reasoned opinion.
• Establishing, within the deadlines, the minutes of credit committee decisions, ensuring perfect alignment with the terms of the agreement.
• Periodically analyzing clients in default of payment, monitoring the regularization of arrears, and the progress of the Watch List.
• Monitoring and coordinating actions for the renewal of rating files and the securing of guarantees.
 

Required profile :

Profile sought:

• Master's degree (Bac+5), Business School or University, specializing in Finance or Management. You are a recent graduate or have initial experience, ideally in a financial environment.
• You have an analytical mindset and are rigorous.
• You have a good command of financial analysis and accounting statements.
• You are dynamic, autonomous, and a team player.

Why join us?

• Join a leading Group in the financial market, focused on people and innovation, and certified Top Employer for 4 consecutive years.
• Benefit from a stimulating work environment with numerous professional development opportunities.
• Enjoy competitive benefits (attractive remuneration, continuous training, etc.).

Send us your CV, we are eager to discover your profile!

Head office address :

Desired personality traits :

Will to persuade Conventional Flexibility Involvement at work