Business Manager - Agadir et Sud

Company :

Bank Assafa is a 100% Moroccan banking institution specializing in participatory finance, established in July 2017 after the validation by the Committee of Credit Institutions for the creation of five participatory banks.

Its main goal is to offer a range of ethical banking products and services, compliant with the directives of the Higher Council of Ulema, and adapted to the best standards and norms, based on its 5 core values: trust, integrity, dedication, innovation, and purity.

A pioneer in the market due to the presence of Dar Assafaa in the alternative finance market since 2010, employees have been able to develop business expertise and a deep understanding of the needs and aspirations of Moroccans.

Bank Assafa currently has a large network of over 40 branches throughout Morocco, with a workforce of over 330 employees.

Join a team of professionals, driven by our Bank's values, who are dedicated to developing a participatory banking business in a constantly changing environment with tough competition.

Company culture :

Bank Assafa operates within a predominantly performance- and competition-driven culture, where ambition, challenge, and the achievement of measurable objectives are key success drivers. The bank promotes self-improvement, results orientation, and a strong customer focus. This environment is supported by solid organizational practices that ensure efficiency, structure, and reliability. It is complemented by an openness to innovation and a balanced collaborative dimension, contributing to overall performance.

Job :

Join a renowned bank, at the heart of the dynamic participatory banking sector, as a Business Manager. You will join a passionate team and actively contribute to the growth of the company's client portfolio.

Your main objective will be to develop and manage a portfolio of business clients. You will support these businesses in their financing projects, offering them solutions tailored to their needs. You will also need to build client loyalty by maintaining a close and trusting relationship.

Your daily tasks will include:

- Daily management of its business client portfolio, adopting a profitability approach to relationships.

- Developing its portfolio based on a commercial action plan agreed jointly with the business market manager and approved by the commercial director.

- Regularly monitoring and controlling the profitability and commercial performance of its portfolio.

- Preparing financing files.

- Centralizing and monitoring risks for the overall business portfolio under its responsibility.

- Ensuring the follow-up of counterparty risk.

- Maintaining the bank's good brand image.

- Managing partnerships with large companies, SMEs, and VSEs.

- Promoting and developing the Safa Akar Mihani product and preparing related files.

Required profile :

The ideal candidate holds a Master's degree (Bac+5) or higher, specializing in Banking/Finance Professions.

Significant experience of 5 to 10 years in managing a portfolio of business clients is essential. In-depth knowledge of the Banking/Finance sector.

Knowledge of participatory finance will be an asset.

Main knowledge required:

- Banking regulations,
- Company valuation and risk analysis,
- Analysis of companies' financing/investment needs,
- Product/service catalog and pricing,

Skills sought:

- Listening, communication, ability to persuade,
- Dynamism, commercial acumen, initiative in implementing commercial actions,
- Risk-taking, focus on profitability,
- Negotiation, sales,
- Mentoring, conflict management, teamwork.

If this challenging position within a leading bank matches your aspirations, and if your profile meets the requirements described, do not hesitate to apply as soon as possible using the "Send my CV to the recruiter" button.

Head office address :

Desired personality traits :

Will to persuade Need for action Team work Ambition Conventional Flexibility Involvement at work Organization